Search

Leave a Message

Thank you for your message. I will be in touch with you shortly.

Browse Properties
Buying in a High Interest Rate Market: Why Now Is Smarter Than You Think

Buying in a High Interest Rate Market: Why Now Is Smarter Than You Think

If you’re thinking of buying a home but feel paralyzed by interest rates, I get it. But here’s what most buyers don’t realize: Today’s real estate market actually gives you more negotiating power than we’ve seen in years.

Let’s unpack why...and how you can use it to your advantage.

Buyers Have Leverage

Homes are sitting a bit longer, especially in areas like Market Common, Carolina Forest, and even along the Intracoastal. And when that happens, sellers get more flexible.

It’s not uncommon to negotiate:

Interest rate buydowns (where the seller pays to lower your rate)

Closing cost credits to ease your out-of-pocket expenses

Repairs or upgrades handled before closing

Flexible timelines that work with your move-out or relocation plan

Think: “Date the Rate, Marry the House”

You’ve probably heard this before, but it’s true:

You can refinance your mortgage later—but you can’t negotiate a home you never bought. Right now, buyers have room to negotiate. If you wait until rates drop, prices are likely to rise, competition heats up, and sellers get stingy again.

So yes, interest rates are higher than we’d all like…

But the total cost of ownership might actually be lower if you buy now with concessions—and refi when rates dip.

🌴 Myrtle Beach Buyers: This Is Your Moment

Whether you’re relocating, retiring, or just tired of cold winters, this season is offering you an unexpected edge. And it might not last long.

If you’re ready to start the conversation, I’d love to help you map out your options.

DM me or text “BUY” to 843.585.3236 and I’ll send over my Homebuyer’s Blueprint for the Myrtle Beach area.

It’s time to take the stress out of the process—and put you back in control of your next chapter.

Elayna Cassidy

Realtor® | Oasis Realty Collective

843.585.3236

[email protected]

Coastal SC/NC - Myrtle Beach, SC & surrounding areas

"Every home tells a story. I’m here to help you write yours."

Work With Elayna

Contact Elayna today to learn more about her unique approach to real estate, and how she can help you get the results you deserve.

Follow Me on Instagram